Franciscus Roofing

Impact-resistant shingles are often mentioned in conversations about storm protection and long-term roofing performance, but many homeowners are unsure what sets them apart. With hailstorms and strong winds becoming more frequent in parts of Northeast Ohio, it’s natural to wonder if upgrading to a stronger shingle is a smart move.

The question usually starts with cost. Impact-resistant shingles tend to be more expensive than standard asphalt options, leading homeowners to ask whether the extra durability is worth the investment.

Before comparing prices and performance, it helps to understand what an impact-resistant roof actually is, how it works, and how it’s different from a typical roofing system.

What Is an Impact Resistant Roof?

An impact-resistant roof uses specially engineered shingles designed to withstand impacts from hail, falling debris, and severe weather conditions. These impact resistant roof shingles are constructed with reinforced materials such as rubber polymers, fiberglass, or copper, which absorb impact energy without cracking or breaking.

Unlike standard asphalt shingles, impact-resistant shingles contain additional layers or modified materials that make them more durable. Some manufacturers add polymer-modified asphalt, while others incorporate fiberglass matting for extra strength.

When hail or debris strikes a regular shingle, it can crack the surface or knock off the protective granules. Impact-resistant shingles are built to flex slightly upon impact rather than crack, helping to maintain the roof’s water-resistant properties even after a storm.

How Do Shingle Class Ratings Work?

Shingle ratings are determined by the UL 2218 testing standard, which measures a shingle’s ability to resist impact damage. In this test, steel balls of varying sizes are dropped from different heights onto the shingles to simulate hail impact.

To earn a specific rating, the shingle must withstand the impact without cracking, splitting, or showing other signs of damage. The testing is rigorous and provides a standardized way to compare different roofing products.

• Class 1 Rating: Tested with 1.25-inch steel balls dropped from 12 feet
• Class 2 Rating: Tested with 1.5-inch steel balls dropped from 14 feet
• Class 3 Rating: Tested with 1.75-inch steel balls dropped from 17 feet
• Class 4 Rating: Tested with 2-inch steel balls dropped from 20 feet

1. Class 1 Shingles

Class 1 shingles offer the minimum level of impact resistance, providing basic protection against small hail and light debris. These are typically the most affordable option, with costs on the lower end of the spectrum, and may be sufficient in areas with minimal severe weather.

2. Class 2 Shingles

Class 2 shingles provide increased impact resistance compared to Class 1, making them suitable for regions with occasional moderate hail. They are slightly more expensive and may be appropriate for some Northeast Ohio homes depending on local weather patterns.

3. Class 3 Impact Resistant Shingles

Class 3 impact resistant shingles offer a higher level of protection, performing well in moderate hail conditions. They are constructed with more robust materials than lower classes and typically come with a moderate cost premium. These shingles are a good choice for homeowners seeking a balance between cost and protection.

4. Class 4 Hail Resistant Shingles

Class 4 hail resistant shingles represent the highest rating available. They undergo rigorous testing, including the 2-inch steel ball test, to ensure superior protection against severe hail. Constructed with advanced materials, these shingles are considered the gold standard for homes in hail-prone areas and come with the highest cost but also the greatest peace of mind.

Pros and Cons of Impact Resistant Roof Shingles

Impact resistant roofing offers several advantages and some drawbacks to consider:

Pros:

• Weather Protection: High impact shingles resist hail, wind-driven debris, and severe storms better than standard shingles.
• Longer Lifespan: These shingles typically last longer due to their durable construction.
• Insurance Savings: Many insurers offer premium discounts for impact-resistant roofing.
• Fewer Repairs: The stronger materials mean less maintenance and fewer repairs over time.
• Storm Resilience: Better performance during severe weather events means less worry about leaks.

Cons:

• Higher Initial Cost: Impact resistant shingles cost more upfront, often 10-30% higher than standard options.
• Installation Requirements: Professional installation is crucial to ensure performance and maintain warranties.
• Weight Factors: Some high impact shingles are heavier, so a structural assessment may be needed.
• Style Limitations: There may be fewer style or color options compared to standard shingles.

Comparing Costs of Impact Resistant Roofing and Regular Shingles

When considering impact resistant shingles vs regular options, the cost difference is significant. However, looking at the complete picture involves more than just the initial price tag.

Table: Cost Comparison of Standard vs. Impact-Resistant Shingles

Feature	Standard Asphalt Shingles	Impact-Resistant Shingles
Initial cost per square (100 sq ft)	$100-$150	$150-$250
Average installation cost	$4,000-$7,000	$5,000-$9,000
Expected lifespan	15-20 years	20-30 years
Maintenance costs over 20 years	$1,500-$3,000	$500-$1,500
Potential insurance savings	None	$100-$500 annually
Total 20-year ownership cost	$5,500-$10,000	$6,000-$11,500

In Northeast Ohio, impact resistant shingles cost more upfront, but the long-term value often balances out due to:

• Reduced repair costs: Fewer shingles to replace after storms
• Extended replacement intervals: Longer time between full roof replacements
• Insurance premium reductions: Potential savings on homeowner’s insurance

Are Class 4 Shingles Worth It in Northeast Ohio?

Northeast Ohio experiences various weather patterns throughout the year, including hailstorms, high winds, and heavy snow. These conditions can take a toll on roofing materials over time.

Class 4 shingles provide significant value in this region for several reasons:

• Weather resistance: They stand up to the hail and wind events common in the area
• Snow and ice performance: The durability helps with the freeze-thaw cycles of Ohio winters
• Insurance benefits: Many local insurance companies recognize the value of class 4 shingles

Franciscus Roofing has installed class 4 shingles on many homes in Lorain, Cuyahoga, and Medina counties. Homeowners report satisfaction with how these roofs perform during severe weather events that damage other homes in their neighborhoods.

For homes in Northeast Ohio, the added protection and potential savings make class 4 shingles a reasonable investment, especially for properties that will be owned for more than 5-10 years.

Do You Get an Impact Resistant Roof Discount From Insurance?

Many insurance companies offer an impact resistant roof discount, typically ranging from 5-30% off your premium. This discount recognizes that homes with impact-resistant roofing are less likely to file claims after hailstorms and severe weather events.

To qualify for these discounts, homeowners need to:

1. Install UL-certified Class 3 or Class 4 impact-resistant shingles
2. Have the installation performed by a qualified contractor
3. Provide documentation to the insurance company, including product specifications and installation certification

Not all insurance companies offer the same discount rates, and some may have specific requirements about the brand or type of impact-resistant shingles used. It’s worth contacting your insurance provider before installation to understand their specific requirements.

Franciscus Roofing can assist with gathering and submitting the necessary documentation to help customers qualify for these insurance discounts.

How Long Do Impact Resistant Roof Shingles Last?

The lifespan of impact resistant roof shingles varies by their classification level and other factors:

• Class 1-2 shingles: Typically last 15-20 years
• Class 3 shingles: Often reach 20-25 years
• Class 4 shingles: Generally last 25-30+ years

By comparison, standard asphalt shingles usually last 15-20 years in Northeast Ohio’s climate. Several factors affect how long any shingles will last:

• Installation quality: Proper installation techniques ensure the shingles perform as designed
• Maintenance: Regular roof inspections and prompt repairs extend lifespan
• Local climate: Areas with extreme temperature fluctuations may see faster aging
• Roof ventilation: Proper attic ventilation prevents heat buildup that can damage shingles
• Warranty coverage: Most impact-resistant shingles come with 20-50 year warranties

Is the Investment Worth It for Your Home?

When deciding if impact-resistant shingles make sense for your situation, consider these key factors:

• Local weather patterns: Areas with frequent hail or high winds benefit more from impact-resistant roofing
• How long you’ll own the home: The longer you stay, the more value you’ll get from the investment
• Insurance savings: Calculate potential premium reductions over the expected life of the roof
• Home value: Impact-resistant roofing may be viewed favorably by future buyers
• Budget considerations: Balance the higher upfront cost against long-term savings

For many Northeast Ohio homeowners, the math works out favorably over time. The combination of fewer repairs, longer roof life, and insurance discounts often offsets the higher initial investment, especially in areas prone to hailstorms.

Ready to find out if impact-resistant shingles are right for your home? Contact Franciscus Roofing for a free roof inspection or estimate.

FAQs about Impact Resistant Roofing

How does installation quality affect the performance of impact resistant shingles?

Proper installation by certified professionals ensures impact-resistant shingles perform as designed, as improper installation can void warranties and compromise the roof’s ability to withstand impacts.

Can I upgrade to Class 4 shingles if I have partial roof damage?

While it’s possible to replace damaged sections with impact-resistant shingles, most roofing professionals recommend a complete roof replacement for consistent performance and appearance across the entire structure.

What is the difference between Class 3 and Class 4 impact resistant shingles?

Class 4 shingles withstand impacts from 2-inch steel balls dropped from 20 feet without cracking, while Class 3 shingles are tested with 1.75-inch balls, making Class 4 significantly more resistant to large hail.

Are impact resistant shingles heavier than standard asphalt shingles?

Impact-resistant shingles typically weigh 10-15% more than standard asphalt shingles, which rarely requires structural modifications but should be evaluated by a professional roofer.

Do impact resistant shingles look different from regular shingles?

Modern impact-resistant shingles are available in various styles and colors that closely resemble traditional shingles, with only subtle differences in texture that are typically not noticeable from ground level.