Franciscus Roofing

Replacing a roof is one of the largest home investments people make. For many homeowners, especially those doing this for the first time, the process can feel confusing—especially when it comes to pricing.

Roofing estimates sometimes seem similar on the surface but vary significantly in detail, materials, and long-term value. Asking the right questions about pricing helps clarify what a contractor is offering.

This article outlines 15 critical pricing questions to ask a roofing contractor. Each section breaks down a key area related to cost, helping homeowners understand what to expect before signing a contract.

Understanding the Full Cost of a Roofing Project

Roof replacement estimates often include a mix of visible and hidden costs. A full breakdown helps homeowners know exactly what they’re paying for and what is included in the scope of work.

Not all roofing estimates follow the same format. Some may exclude important items or use vague descriptions that can lead to confusion during the project. A clear, itemized estimate reduces the chance of unexpected charges.

Typical components in a roofing estimate include:

• Materials: Shingles, underlayment, flashing, fasteners, and ventilation parts
• Labor: Costs for removal of the old roof and installation of new materials
• Permits/Inspections: Fees required by local municipalities
• Disposal: Dumpster rental and landfill charges
• Overhead/Profit: Business expenses and contractor’s margin

How to Compare Multiple Roof Quotes Fairly

When getting quotes from different roofing contractors, you’ll want to make sure you’re comparing apples to apples. One contractor might include all costs in a single price, while another breaks everything down separately.

To make a fair comparison, look at each quote side by side and check that they include the same services, materials, and scope of work.

1. Check Labor vs Materials

Labor typically makes up about 60% of roofing costs, with materials accounting for the other 40%. If these aren’t separated in your quote, ask for a breakdown.

• Labor costs include: Removing old roofing, preparing the roof deck, and installing new materials
• Material costs include: Shingles, underlayment, flashing, ventilation, and fasteners

2. Consider Disposal and Permit Fees

Some contractors include disposal and permit fees in their total price, while others list them separately. Make sure you understand what’s included.

Disposal fees cover removing and dumping old roofing materials. In Northeast Ohio, most cities require roofing permits, which have their own fees. Missing these items from a quote can mean unexpected costs later.

3. Account for Roof Complexity

A simple, single-level roof costs less than a complex roof with multiple slopes, valleys, or features like skylights and chimneys.

When comparing quotes, check how each contractor addresses your roof’s specific complexity. Some may use standard pricing without adjustments, while others provide detailed assessments that account for these factors.

Are You Licensed, Bonded, and Insured?

Contractors with proper licensing, bonding, and insurance may charge more than those without, but they offer important protections for homeowners.

In Ohio, roofing contractors need:

• General liability insurance: Protects against property damage or injuries
• Workers’ compensation: Covers medical expenses if workers are injured
• Bonding: Ensures the contractor follows contract terms and building codes

To verify a contractor’s credentials, ask for copies of their insurance certificates and check with your local building department about licensing requirements in your area.

What Materials and Warranties Are Included?

The materials used on your roof affect both initial cost and long-term value. Different options come with different lifespans, appearances, and warranty coverage.

When discussing materials with a contractor, ask about:

• Types of shingles available (3-tab, architectural, premium)
• Brand options and quality differences
• Underlayment and flashing materials
• Ventilation components

Material Upgrade Options

Material Type	Lifespan	Price Range	Best For
3-tab asphalt	15-20 years	$	Budget-conscious homeowners
Architectural shingles	25-30 years	$$	Enhanced durability and curb appeal
Premium options	30-50+ years	$$$	Maximum longevity and aesthetics

Warranty Period and Coverage Details

Roofing warranties come in two types:

1. Manufacturer warranties: Cover defects in the roofing materials, typically 20 years to lifetime depending on the product
2. Workmanship warranties: Cover installation errors, usually 1-10 years depending on the contractor

Ask what’s covered and what’s excluded in each warranty. For example, manufacturer warranties usually don’t cover improper installation, while workmanship warranties don’t cover material defects or storm damage.

Is Cleanup and Disposal Part of the Cost?

Roofing projects generate a lot of waste. Make sure your quote includes:

• Debris removal: Taking away old shingles, underlayment, and other materials
• Magnet sweeping: Picking up nails and metal fragments from your yard and driveway
• Disposal fees: Charges for taking materials to a landfill or recycling center

Some contractors include these services in their base price, while others list them separately. Clarify what’s included before signing a contract to avoid surprise charges.

How Will Roof Complexity Affect My Price?

The design and features of your roof directly impact the cost of replacement. Complex roofs require more labor, materials, and specialized techniques.

Factors that increase complexity include:

• Steep slopes that require special safety equipment
• Multiple levels or sections
• Numerous valleys where roof planes meet
• Features like skylights, chimneys, and vents

Each of these elements adds time and material costs to your project. A contractor should explain how your roof’s specific features affect the price they’re quoting.

What Is the Payment Schedule and Are There Financing Options?

Most roofing contractors use a payment schedule rather than requiring the full amount upfront. Typical arrangements include:

• A deposit before work begins (usually 10-30% of the total)
• Progress payments at specific milestones
• Final payment upon completion and inspection

Be cautious of contractors who demand full payment before starting work. This can be a red flag.

Many contractors also offer financing options through third-party lenders. These allow you to spread the cost over time with fixed monthly payments. Ask about:

• Interest rates and loan terms
• Required down payment
• Early payoff options
• Approval requirements

Do You Provide a Written Itemized Estimate?

A proper roofing estimate should include:

• Complete scope of work: What will be done, step by step
• Material specifications: Brands, types, and quantities
• Labor details: What work is covered
• Timeline: Expected start and completion dates
• Payment terms: When payments are due and acceptable methods

Having this information in writing protects both you and the contractor by ensuring everyone has the same expectations about the project.

Which Hidden Cost Factors Might Appear Later?

Even with careful planning, some issues can’t be identified until work begins. The two most common hidden costs are:

1. Wood Rot or Structural Damage

Once old shingles are removed, contractors may discover damaged roof decking or framing that wasn’t visible during the initial inspection. This damage needs to be repaired before new roofing can be installed.

Reputable contractors will document these findings, explain the necessary repairs, and provide a written change order for your approval before proceeding.

2. Code Upgrades

Building codes change over time. If your current roof doesn’t meet current requirements, upgrades may be necessary to pass inspection. These might include:

• Additional ice and water shield
• Improved ventilation
• Updated flashing methods

These upgrades aren’t optional if required by code, and they may add to your project cost.

Will You Handle Permits and Inspections?

Most roofing projects in Northeast Ohio require permits from local building departments. These ensure the work meets safety standards and building codes.

Ask if your contractor will:

• Obtain necessary permits
• Schedule required inspections
• Ensure the project passes final inspection

Permit costs vary by municipality, typically ranging from $50-$150 in Northeast Ohio. Clarify whether these fees are included in your quote or will be charged separately.

How Long Is My Quote Valid?

Roofing quotes usually have expiration dates, typically 30-90 days from when they’re issued. This is because material prices fluctuate based on:

• Manufacturer price changes
• Seasonal demand
• Supply chain issues
• Fuel and transportation costs

If your quote expires before you make a decision, you may need an updated estimate that reflects current pricing.

Can You Explain Your Warranty on Labor?

While manufacturers provide warranties on their materials, contractors offer separate warranties on their workmanship. These cover installation-related issues that might cause problems later.

A good workmanship warranty typically:

• Lasts 1-10 years (longer is better)
• Covers leaks and other problems caused by improper installation
• Specifies what repairs will be provided at no cost
• Explains any exclusions or limitations

Get the warranty terms in writing and keep this document with your other home records.

What If We Discover Structural Damage Mid-Project?

If your contractor finds unexpected damage after removing your old roof, they should:

1. Stop work in the affected area
2. Document the damage with photos
3. Explain the issue and necessary repairs
4. Provide a written change order with costs
5. Get your approval before proceeding

The cost for these repairs depends on their extent. Replacing a single sheet of roof decking might cost $75-$150, while more extensive structural repairs could run much higher.

How Will You Communicate Cost Changes?

Clear communication about any price changes is essential. Ask your contractor how they handle unexpected issues or additional work.

A professional process includes:

• Written documentation of all changes
• Detailed explanations of why changes are needed
• Updated cost information before additional work begins
• Your signed approval on all changes

Avoid contractors who make verbal agreements without written confirmation or who proceed with extra work before discussing costs.

Moving Forward With a Transparent Pricing Approach

Asking detailed questions about pricing helps prevent misunderstandings and ensures you know exactly what you’re paying for. It also helps you compare quotes fairly and avoid unexpected costs during your roofing project.

For a free roof inspection or estimate in Northeast Ohio, visit Franciscus Roofing’s website.

FAQs About Pricing and Project Logistics

Can I negotiate a roofing estimate?

Yes, some aspects of a roofing estimate can be negotiated, especially when comparing multiple quotes, but be cautious of contractors who drastically lower prices as this may indicate corners being cut.

Does weather affect roofing prices?

Yes, seasonal demand (higher in summer/fall) and material shortages following major storms can temporarily increase roofing prices in Northeast Ohio.

Do I need to be home during the installation?

No, though being available at the beginning and end of the project allows you to address questions and inspect the completed work.